Sims is a leader in obtaining investment grade ratings for its clients. The Sims bankers are in constant contact with the rating agencies and have assisted them in developing their credit criteria.

Herbert J. Sims' experience provides its clients with the best access to credit enhancement vehicles. These credit support tools include letters-of-credit provided by banks, surety bonds provided by insurance companies and FHA mortgage insurance through government financing programs. Credit enhancement serves to lower overall borrowing costs. The strong relationships that Sims has with a wide range of credit enhancers assures the most attractive form of credit enhancement with the best possible terms.

Prior to construction or permanent financing of a project, Sims provides the necessary seed capital to ensure that a proposed project becomes a reality. Providing much needed development funding to senior living clients is a unique feature of Sims as a full service investment banker.

Sims is dedicated to providing access to the public and private equity markets for its clients. Equity is available for expansion, acquisition and buyout of growth opportunities. Equity sources include private investors and equity funds.

Herbert J. Sims provides second mortgage and preferred equity financing. Many Sims clients appreciate the increased leverage and lower recourse requirements that Sims' mezzanine financing offers. In turn, these clients can deploy their resources to more projects more quickly.

Sims' bankers' experience in financing corporate debt for projects includes obtaining construction loans, placing private debt offerings and underwriting publicly offered issues.

Sims' expertise in managing, underwriting, marketing and distributing bonds is well-known throughout the industry. The unrivaled experience of Sims enables its bankers to guide clients through the bond process with ease and without surprise.